Attention Homebuyers! If you're currently on the hunt for a lender, I have a suggestion...
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Always choose a local lender. ⭐️ Even if you are working with a national bank, you should absolutely use a local lender associated with that bank.
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Buying a home is a HUGE decision- and so is the lender you work with. Local lenders are more likely to provide you with stellar service because their reputation is at stake and they seek repeat and referral business (just like me!).
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Here's a breakdown of the prons and cons of using a local lender.
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Pros:
Local Expertise
Personalized Service
Support the Local Economy
Possible Lower fees and Interest Rates
Programs directed at specific communities with LOWER interest rates, closing cost assistance
Understanding the speed and needs of the local market
Access to and relationship to local underwriters and upper management if needed***
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Cons:
None! Local lenders have the ability to offer tons of loan types and programs.
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Want to know which lenders my buyers have used and loved in our area? Please reach out and I'll connect you to the right one(s) for you!